Freelancers and Contractors
IR35 Made Simple
Stay compliant with clear, practical advice
Maximise Take-Home Pay
Maximise Take-Home Pay
Self-Assessment Sorted
Stress-free filing, every time
Sole Trader or Limited Company
Guidance to choose the right structure
Specialist Accounting for Freelancers and Contractors
Freelancing and contracting offer freedom and flexibility — but they also come with unique financial challenges. From irregular income streams and complex expense claims to the ever-changing rules around IR35, managing your accounts can quickly become overwhelming.
At Tax Effective, we specialise in providing freelancers and contractors with clear, practical advice. Whether you’re working through your own limited company, as a sole trader, or via an umbrella arrangement, we’ll ensure your finances are structured for maximum efficiency and compliance.
- Self-Employed Professionals: We’ll help you track income and expenses, claim allowable deductions, and stay on top of tax obligations.
- Limited Company Contractors: From corporation tax to director payroll and dividends, we’ll set up your company in the most tax-efficient way.
- IR35 Support: Unsure how IR35 affects your contracts? Our experts provide guidance on assessments and compliance to minimise risk.
Sole Trader or Limited Company – Choosing the Right Path
Many freelancers and contractors start their careers as sole traders. It’s quick, simple, and flexible — but as your income grows, there may be tax advantages to switching to a limited company structure.
At Tax Effective, we’ll help you weigh up the pros and cons of each option:
- Sole Traders: We’ll keep you compliant with HMRC by preparing your self-assessment tax returns, advising on allowable expenses, and helping you plan ahead.
- Limited Companies: If incorporation is right for you, we’ll manage the entire process — from company formation and registration to advising on corporation tax, VAT, and how best to draw income through salary and dividends.
- Tailored Advice: Every freelancer’s journey is different. That’s why we provide personalised guidance based on your income, industry, and long-term goals — ensuring your setup is the most efficient for your needs.
With our support, you can be confident your business structure is not just compliant but also aligned with your financial ambitions.
Services for Freelancers & Contractors
Self-Assessment Made Simple
Stress-free tax return preparation and submission
IR35 Guidance
Expert advice to keep your contracts compliant
Sole Trader Support
Track expenses, reduce tax, and stay HMRC-compliant
Limited Company Setup
Smooth company formation and registration with HMRC
Smart Tax Planning
Salary, dividends, and expenses structured for efficiency
VAT Support
Registration, returns, and ongoing compliance made easy
Cash Flow Clarity
Practical insights for managing irregular income
Payroll Solutions
Hassle-free pay setup for directors or small teams
Cloud Accounting Tools
Simple, modern systems to keep your finances in order
Do What You Do Best
We’ll handle the numbers, keep you compliant, and help you maximise your earnings — so you can focus on your work with confidence.